Paying for Therapy

Indigo North does not accept insurance, but many clients are able to get reimbursed for their sessions through their out-of-network benefits.  Use the benefits checker below to see what your plan may cover.

Session Cost. :       $120 per 45 minute individual session

    $160 per 53-60 minute individual session

    $175 per initial diagnostic intake session

Payment forms: American Express, Cash, Check, Discover, Health Savings Account, Mastercard, Visa

*HSA and FSA may not be used to pay for couples sessions, and superbills are not available for couples sessions, as insurance does not cover couples therapy.  Some insurance may cover family sessions when one person is the identified patient and the partner is brought in only to help address the treatment for the other person's diagnosis.  I do not offer this type of ongoing couples therapy, and my approach is to treat the relationship as the client.  Issues such as communication struggles, trust issues, and attachment struggles are addressed in couples therapy.  Therefore, all couples therapy is private pay and not eligible for insurance billing and/or out-of-network reimbursement.

*HSA and FSA also cannot be used to cover the cost of late cancellation fees.

*Indigo North will not submit claims on your behalf.  Payment is due at time of service, and superbills can be provided upon request.  It is your responsibility to submit superbills directly to your insurance company for reimbursement.  Indigo North cannot guarantee reimbursement from your insuance company.  Reach out to your insurance company directly to get the most accurate information on your out-of-network benefits.

No Surprises Act:

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. 

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.  

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. 

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. 

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

 For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.